Wind, hail and tornado damage documented to the standards a jury can follow — manufacturer specifications, adopted code, National Weather Service damage indicators and the NOAA weather record — by an Illinois restoration contractor in the building trades since 1999. Serving counsel in Illinois, Wisconsin, Indiana and Michigan.
Request a conflict check 2026 fee schedule (PDF)Four things, each of which produces something you can file, mark as an exhibit, or put on the stand. Every engagement is retained through the attorney, performed at counsel's direction, and priced on the published schedule below.
The flagship. A site inspection that produces a report a jury can follow: what the storm did, what it didn't, and how we know — with the standard cited for every conclusion. The same report serves whichever side retained us.
Residential from $4,250 · Commercial from $6,500
When the carrier's estimate and the contractor's estimate are $40,000 apart, someone has to explain the difference line by line — repair versus replacement, matching, code upgrades, overhead and profit — against the manufacturer's specifications and the adopted code. Desk review or with site visit.
Desk review from $2,250
Cases are lost when the roof is replaced before anyone photographed it properly. Engage us before the tarp goes on and an inspector documents the damage — every slope, every soft-metal component, test squares where warranted — before mitigation alters the evidence.
$5,500 · on site within 48 hours
Consulting expert behind the scenes, or disclosed and testifying at deposition, hearing and trial. Causation, scope and cost, and the industry standard of care for storm repair.
Testimony $550–$625/hr · trial retainer $5,000
The same rigor that built The Hail Files — a public archive of 69 court documents in which every page is OCR'd, every quotation is verified against the source and nothing is summarized that can be shown — goes into every report. A report is only useful if opposing counsel cannot take it apart, so each one contains:
Drone survey is included where airspace permits; Matterport three-dimensional documentation is available for interiors and complex roofs.
An engineer can tell you whether a structure is sound. A restoration contractor who has repaired several thousand storm-damaged roofs can tell you what the storm actually did to this one, what it costs to put right to the manufacturer's specification, and where two estimates for the same roof differ and why — and can say it in plain language a jury follows. Many storm cases turn on those questions rather than on structural ones, and the same report serves whichever side asked for it.
When a matter needs a sealed structural opinion or a meteorological causation opinion, we coordinate licensed professional engineers and certified consulting meteorologists we have worked with. When Allied engages them, they are billed at their rates plus 20%; one who will testify is retained by counsel directly. Either way, counsel has one point of contact.

Curt Testa is the owner of Allied Emergency Services, Inc., a storm damage restoration contractor, licensed in Illinois as a roofing contractor, serving Illinois, Wisconsin, Indiana and Michigan. He has worked in the building trades since 1999 — a union carpentry apprenticeship and journeyman work before property restoration — and founded Allied in 2015. He inspects and documents wind, hail and tornado damage to the standards insurers and courts recognize, and he is the qualifying party on Allied's Illinois roofing contractor license, a Wisconsin Dwelling Contractor Qualifier and a VSI Certified Installer. He writes the technical guides on this site — including the Tornado Damage Repair guide and the storm damage insurance claim process — and in 2026 built The Hail Files, the free public archive of the State Farm wind-and-hail litigation, obtained from the Oklahoma State Courts Network and published so homeowners, attorneys and reporters can read the primary sources for themselves.
His profile and current CV are online, and his testimony history is provided to retaining counsel on request. Directory listings: SEAK Expert Witness Directory · LexVisio.
Allied accepts engagements from policyholder and defense counsel. Fees are never contingent on findings or outcome. Opinions rest on published standards and would be the same whichever side retained us. Allied publishes The Hail Files as a public-records archive and has reported on those records; we disclose that to counsel in any matter involving State Farm before accepting a testifying engagement, and we offer consulting (non-testifying) roles in those matters where that serves the client better.
Allied is an Illinois-licensed roofing contractor, not a law firm, insurance adjuster or public adjuster. It does not adjust, negotiate or settle insurance claims and does not act as an appraiser or umpire. Nothing on this page is legal advice.
Published, because attorneys should not have to call to find out. Download the 2026 fee schedule (PDF); our engagement agreement is sent with a Schedule A once the conflict check clears. Billed by the quarter hour; effective September 2026.
| Service | 2026 rate |
|---|---|
| Property consulting, residential and commercial — documentation, scope and estimate analysis, records review | $450 / hour |
| Testimony — deposition, hearing, arbitration, trial and all preparation once disclosed (residential / commercial) | $550 / $625 per hour |
| Residential forensic inspection and documentation report (travel within 100 miles of our McHenry County operating base included) | $4,250 |
| Commercial forensic inspection and report | $6,500 |
| Installation-guideline and code-compliance inspection and report (workmanship and product installation against the manufacturer's instructions and the adopted code) — residential / commercial; combined with a causation and cost-of-repair report on the same property | $4,250 / $6,500 · combined $6,000 / $9,000 |
| Rapid evidence-preservation inspection — on site within 48 hours | $5,500 |
| Desk review / estimate and scope analysis | $2,250 |
| Re-inspection, joint-inspection attendance or additional site visit | $450 per hour · four-hour minimum · plus travel |
| Engagement fee, hourly engagements — earned on receipt, credited against fees | $5,000 |
| Trial retainer, due when subpoena served or date reserved; credited against trial time | $5,000 |
| Deposition minimum, due seven days prior | 3 hours at testimony rate |
| Matterport / 3-D documentation | $850 first two hours |
| Report delivery — standard within ten business days of inspection; delivery in fewer than ten business days where the schedule requires it | included · 1.5 times the flat fee |
| Travel for site work beyond 50 miles · mileage · lodging · meals | $150 / hour · IRS rate · actual · $100 / day |
| Licensed engineering and meteorology engaged and paid by Allied (a partner who will testify is retained directly by counsel) | Partner's rate + 20% |
Send the parties, the carrier, the jurisdiction and your deadline through the form below. We confirm no conflict and send the agreement and a current CV.
Signed agreement and Schedule A, and the flat fee or engagement fee. We are retained by the law firm, not the policyholder, from the first hour.
Scheduled within the week for standard matters; within 48 hours for evidence preservation. Counsel and opposing experts are welcome to attend.
Delivered to counsel as work product, typically within ten business days of inspection, with the complete photo log and the weather record as appendices.
Once disclosed, all further work is at the testimony rate. Dates are held on receipt of the deposition or trial retainer. Testimony and meetings are by videoconference; site work is in person.
First-party property disputes over wind, hail and tornado damage — coverage, causation, scope and cost; bad-faith matters where the handling of the roof is at issue; construction-defect claims involving roofing and exterior envelope; and homeowner-association and multi-family losses. Site work throughout Illinois, Wisconsin, Indiana and Michigan, including Cook, DuPage, Will, Kane, Lake, McHenry and Sangamon counties and the Northern District of Illinois. Desk reviews, estimate analysis and litigation-records research — including locating documents in The Hail Files — are available to counsel anywhere.
Inspects and documents the property to published standards, determines what the event did and did not cause, analyzes the competing scopes and estimates line by line, and explains those findings in a report, at deposition and at trial. Allied provides all four, retained through counsel, never on a contingent fee.
Allied publishes its 2026 rates: consulting $450 per hour, testimony $550 to $625 per hour, a residential forensic inspection and report from $4,250, a desk review from $2,250, and a $5,000 trial retainer. Fees are never contingent on the outcome.
No. Allied is a storm damage restoration contractor licensed in Illinois as a roofing contractor. It does not adjust, negotiate or settle insurance claims and does not act as an appraiser or umpire. Its litigation-support work is performed for and at the direction of counsel.
Yes — that is what the 48-hour evidence-preservation inspection is for. A replaced roof cannot be examined at trial.
Both. Opinions rest on manufacturer specifications, the IRC and IBC as adopted, NWS damage indicators and NOAA/SPC records, and do not change with the retaining party.
A method statement, a complete photo log by elevation and slope, damage mapped to a named standard, manufacturer and code citations by number, the NOAA/SPC weather record for the date of loss, a line-item repair scope, and the inspector's qualifications.
Site work — inspections, re-inspections, joint inspections and evidence collection — is in person. Depositions, hearings, trial testimony, mediations and meetings are by videoconference (Zoom or the court's platform). It is a standing term of every engagement: counsel notices depositions as remote and obtains any leave the court requires for remote testimony (Ill. S. Ct. Rules 45 and 241; FRCP 30(b)(4) and 43(a)).
Site work throughout Illinois, Wisconsin, Indiana and Michigan; desk review, estimate analysis and records research nationwide.
For attorneys and their staff. We reply within one business day with a conflict clearance, the agreement and a current CV. This form does not enter any marketing list.